We are the largest public retirement system in Iowa, serving Iowans who work for public schools, state and local governments, law enforcement and other public employers.
You work for an IPERS-covered employer, which means you’re automatically an IPERS member. Each pay period, IPERS will receive a small portion of your wages. These are pooled with other members’ wages – and contributions from employers – and are invested to pay the benefit you’ll receive upon retirement. The best part: IPERS retirement benefits are guaranteed for life. Upon retirement, you will receive a predictable monthly benefit for the rest of your life. That’s what makes IPERS different from traditional 401(k) style plans; your retirement benefit will never run out. Welcome! We’re glad you’re here.
As an IPERS member, it's good to understand the different statuses of IPERS membership.
|Active member||A member who has made contributions to IPERS during the current calendar year and has not applied for a retirement benefit or a refund.|
|Inactive member||A member who has left IPERS-covered employment, has not made contributions during the calendar year and has not applied for a retirement benefit or a refund.|
|Retired member||A member who has applied for and is receiving retirement benefits.|
|Retired reemployed member||A member who has retired from IPERS-covered employment but has since returned to work for an IPERS-covered employer.|