Dividends

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IPERS does not provide a cost-of-living adjustment to most retirees. Once you retire, your benefit amount is guaranteed for life but won't ever increase. IPERS isn’t intended to be your sole source of retirement income. We encourage our members to save for retirement.

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Favorable Experience Dividend (FED)
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The FED was issued to members who retired after June 30, 1990, or to their beneficiaries. This program expired in 2014. By law, IPERS cannot transfer additional funds until the Trust Fund is 100 percent funded. 

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NOVEMBER DIVIDEND

This dividend is only available to members who retired on or before June 30, 1990. Eligible members receive the payment once a year. It does not increase a retiree's monthly benefit amount. 

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