Mid-Career Retirement Checkup and Roadmap: Are You on Track?

Retirement planning is not a one-time event. For mid-career public employees, it is an opportunity to step back, assess progress, and make adjustments while there is still time for those changes to have a meaningful impact. Mid-Career Retirement Checkup: Are You on Track? is designed to help participants evaluate their current retirement preparedness and identify strategies to strengthen their long-term financial security. Participants will review their retirement resources, including projected Social Security benefits, IPERS income, retirement account balances, and investment allocations. Participants will explore how inflation can affect purchasing power over time and learn why additional retirement savings may be necessary to complement pension benefits and maintain their desired lifestyle in retirement. Using reputable, non-commercial retirement planning tools, attendees will estimate future retirement income and expenses based on realistic assumptions about inflation, investment returns, and longevity. The program helps participants determine whether they are on track to meet their retirement goals and identify practical steps to improve their outlook.