To avoid an early retirement reduction, Regular members must meet a normal retirement age. IPERS often refers to normal retirement age as “rules.” Normal retirement age is one of the following, whichever comes first:

• When your age plus years worked in IPERS-covered employment equals or exceeds 88 (Rule of 88)
• Age 62 with 20 or more years of IPERS-covered employment (Rule of 62/20)
• Age 65

For more information, visit the Nearing Retirement page.